Category: appreciation
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Get in the game with some self-liquidating debt.
More than likely you haven’t heard this term before. I know I didn’t until I learned it. You know the concept, but you most likely haven’t heard it communicated in this way. Self-liquidating debt is a loan on an asset that is repaid with the income generated from the asset that was purchased with…
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Do you feel like your are spending more? Yes, because you are.
I am not sorry if you find this post to be political. Because it isn’t only political, it is also true and can’t be questioned because the facts speak for themselves. Here is the breakdown of inflation over the the last several years. U.S inflation rate for 2023 average has been 4.5% average this year…
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Why I am still bullish on real estate…
I personally believe real estate outside of most of the major metros are still at an all time low and will only go higher over the next decades. If you are an avid reader of my blog then you know my feelings on how I believe the government will continue to spend and print money…
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The scary facts about your money and how it is taxed that you don’t really want to know.
In 1773, the colonists dumped British Tea in to the Boston Harbor because of the taxation that was coming from the British empire. This act by the colonists was one of the first steps to the American Revolution and ultimately American Independence from the monarchy. Fast forward to today. Now who are the ones who…
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What is DSCR and why it is so important in real estate investing.
When I first started investing in income producing real estate. There was so much I didn’t know or even understand. My first several properties that I purchased I just wanted to be able to charge and earn in rental income twice as much as the mortgage payment. I wasn’t overly sophisticated on all of the…
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This is a huge advantage that you don’t even know you have.
This morning I read one of the headlines on a popular financial account that I follow on twitter. It said this: Around 1.4 million Britons could lose a fifth of their disposable income if mortgage rates stay at current levels according to the Institute for Fiscal Studies. The reason this jumped out at me is…
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How much money do I need today versus 2021?
As everyone knows we are in a battle with inflation and it is eating your purchasing power away every single day. Although the Fed says that inflation has come down to its lowest rate in the last two years. We all know that this number is not representative of what is real in the economy.…
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This is why inflation is going to persist and will continue to erode your purchasing power.
As of me writing this post this morning we are awaiting the Consumer Price Index (CPI) for May 2023 to be released. What is CPI? It is a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. Indexes are available for the U.S.…
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3 mistakes new investors make when buying their first investment property.
We all make mistakes especially when it is the first time we are doing something. These mistakes usually don’t have long term consequences. Well, we hope not at least. Most mistakes can be over come. However, when it comes to investing in real estate if you can prevent these mistakes you will be way better…
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How to to turn $30 thousand dollars in to $500 thousand.
A lot of us didn’t learn this math in school because it isn’t taught this way. Instead you attend school from age 5-18 taking a bunch of classes and courses that they tell you are important and you learn later in life that they really weren’t that important. What I have done here is outlined…