Category: growth

  • Lifestyle creep

    Lifestyle creep

    The biggest trap in America is that most Americans have an insatiable appetite to consume more than ever in recorded history and second to that which is worse.  Is that most people spend more money as they move up the economic ladder.  Translation: The more they make the more they spend. (kind of sounds like…

  • 2023 goals achieved and some misses.

    2023 goals achieved and some misses.

    Like most people I am reflecting back on the last year as this year begins.  One of the things I like to do is just look at the highlight reel and also look at some of the disappointments. I had many goals for 2023.  Some I knocked out of the park while others I didn’t…

  • How the middle class is getting screwed and 10 things you can do to stop it.

    How the middle class is getting screwed and 10 things you can do to stop it.

    It doesn’t take a math wizard for you to look at your checking account and know that your dollars aren’t going as far as they used to. And the current administration is telling you that things are better economically and you know this just isn’t true. The real problem though is the middle class that…

  • Why not taking risks is riskier.

    Why not taking risks is riskier.

    Which one of these is riskier… Do nothing…or Doing something? If you are now one of those people who are overthinking the question and trying to add all kinds of nuances and scenarios to it to answer the question. You are most likely not a risk taker. And when you do take risks you probably…

  • Embracing Action: Overcoming Indecisiveness

    Embracing Action: Overcoming Indecisiveness

    More is lost by indecision than by wrong decision. The first time I heard this quote was in the season four, episode thirteen of the Sopranos. The name of that episode was Whitecaps. And it is by far one of the top five episodes in the series. And this has nothing to do with this…

  • 3 things you should never apologize for.

    3 things you should never apologize for.

    If you haven’t noticed lately you must be living under a rock. Because it is pervasive in our culture right now. And that is people apologizing for things they should not be apologizing for. Look if you have hurt someone or taken advantage of someone. First: You shouldn’t do that. Secondly, if you did, then…

  • 3 things I did early in life that I would not do today.

    3 things I did early in life that I would not do today.

    A great friend and mentor of mine by the name of Ken Byrd told me years ago, before he passed away. He said, “Brian, some people have one year of experience 20 times, while others have 20 years of experience.” Back then he was talking specifically about career advice and how to grow within an…

  • How to make an extra $1000 dollars and why you should do it.

    How to make an extra $1000 dollars and why you should do it.

    Is it really possible to make an extra thousand dollars in today’s economy? I personally believe it is easier today than it ever has been. The problem is most people aren’t willing to do what it takes to get the money. I can remember in the early 2000’s when I was in my early twenties.…

  • Three things a teen must DO to stay out of poverty.

    Three things a teen must DO to stay out of poverty.

    There is some research that I have heard about for years now around what teens can do to prevent themselves from living in poverty the rest of their lives. This morning I took a deep dive to learn more about the research and the findings. Although this research and information came out in 2012, the…

  • 5 pieces of BAD financial advice I received over the years.

    5 pieces of BAD financial advice I received over the years.

    As I think back on the financial advice I have received throughout my life, I have come to realize that most of it was given to me or adopted by me, from people who didn’t really know that much about it. Look, my parents didn’t intentionally provide me bad financial advice. They just didn’t know…

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