Category: investments
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Get in the game with some self-liquidating debt.
More than likely you haven’t heard this term before. I know I didn’t until I learned it. You know the concept, but you most likely haven’t heard it communicated in this way. Self-liquidating debt is a loan on an asset that is repaid with the income generated from the asset that was purchased with…
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The three ways the government will continue to stick it to the middle class.
I am going to attempt to be as non-partisan as I can on this particular subject. Because I do think it is a problem on both sides of the aisle. At the same time, I do believe one side has more honest brokers on how to deal with the issues. And I won’t be wishy…
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Do you feel like your are spending more? Yes, because you are.
I am not sorry if you find this post to be political. Because it isn’t only political, it is also true and can’t be questioned because the facts speak for themselves. Here is the breakdown of inflation over the the last several years. U.S inflation rate for 2023 average has been 4.5% average this year…
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Why I am still bullish on real estate…
I personally believe real estate outside of most of the major metros are still at an all time low and will only go higher over the next decades. If you are an avid reader of my blog then you know my feelings on how I believe the government will continue to spend and print money…
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The scary facts about your money and how it is taxed that you don’t really want to know.
In 1773, the colonists dumped British Tea in to the Boston Harbor because of the taxation that was coming from the British empire. This act by the colonists was one of the first steps to the American Revolution and ultimately American Independence from the monarchy. Fast forward to today. Now who are the ones who…
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How the middle class is getting screwed and 10 things you can do to stop it.
It doesn’t take a math wizard for you to look at your checking account and know that your dollars aren’t going as far as they used to. And the current administration is telling you that things are better economically and you know this just isn’t true. The real problem though is the middle class that…
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What is DSCR and why it is so important in real estate investing.
When I first started investing in income producing real estate. There was so much I didn’t know or even understand. My first several properties that I purchased I just wanted to be able to charge and earn in rental income twice as much as the mortgage payment. I wasn’t overly sophisticated on all of the…
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How one penny a day could make you rich.
Depending on where you are in your journey towards financial success and financial independence, you may or may not have heard this illustrative point before. And if you have, it is a great reminder on the power of compound interest. Here’s the question for you: I am offering you 1 million dollars today. Or you…
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This is a huge advantage that you don’t even know you have.
This morning I read one of the headlines on a popular financial account that I follow on twitter. It said this: Around 1.4 million Britons could lose a fifth of their disposable income if mortgage rates stay at current levels according to the Institute for Fiscal Studies. The reason this jumped out at me is…
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How much money do I need today versus 2021?
As everyone knows we are in a battle with inflation and it is eating your purchasing power away every single day. Although the Fed says that inflation has come down to its lowest rate in the last two years. We all know that this number is not representative of what is real in the economy.…